Verified merchant
KYC and business verification complete. Money ops enabled with standard settlement timing.
- Checkout after verification
- Compliance gates on withdrawals
- Normal settlement delay
Paysasa
Collect, protect, and pay out — without the chaos
Checkout, escrow, chama group savings, and bulk payouts in one platform — built for mobile-first commerce across Africa.
App view
M-Pesa checkoutVerified merchantsGold & PlatinumEscrowDeveloper APIs
Why choose Paysasa?
Flexible checkout
Wallet, card, mobile money, and bank transfer in one checkout experience.
Escrow protection
Hold funds until terms are met — safer outcomes for buyers and sellers alike.
Fast settlements
Move money to your wallet or account with fees you can explain to your team.
Business analytics
Revenue, transactions, and customer insights without exporting to spreadsheets first.
Security first
Encryption, fraud signals, and compliance-minded controls as you grow.
Gold & Platinum trust
Admin-granted badges for trusted businesses: immediate settlement, fee discounts, higher limits.
Wallet-as-a-Service
One master wallet, millions of virtual user accounts — STK checkout, PayBill, and webhooks included.
Trust badges for verified businesses
Every merchant must verify before taking payments. Gold and Platinum badges unlock faster settlement and partner-grade benefits for trusted brands.
No hold on checkout funds
For established shops and brands that Paysasa already trusts — funds settle immediately.
- Immediate settlement
- Verified required first
- Admin review before grant
Best commercial terms
Gold plus fee discounts, higher business withdrawal limits, and priority support.
- Immediate settlement
- Fee discount
- Higher limits
- Priority support
Payments that fit how Africa actually works
Collect with checkout, protect with escrow, run group savings with chama tools, and pay out at scale — without juggling five providers.
Collections
Mobile-first checkout
Wallet, M-Pesa STK, and hosted pay links your customers already understand.
Trust
Escrow & milestones
Hold funds until delivery or agreed checkpoints — fewer disputes, clearer releases.
Groups
Chama operations
Treasury wallets, member contributions, rotation rounds, and approval-based withdrawals.
Scale
Bulk & business payouts
Batch payroll and commissions from the business wallet you choose — validated before send.
Three steps to safer payments
From first payment to final payout — with escrow when trust needs a buffer.
01
Accept
Take payments via wallet, card, mobile money, or bank transfer — online or in person.
02
Secure
Use escrow for deals that need proof of delivery or milestone-based release.
03
Payout
Settle to wallet or bank with transparent fees and real-time status tracking.
Lengo · Save Now Buy Later
Help customers save first. Sell with confidence later.
Lengo turns big purchases into achievable goals with optional default durations, expiry reminders, and a public store directory for your offers.
- Optional default duration — Suggest 14–90 day saving windows per offer, or let customers choose their own deadline.
- Customer reminders — Buyers get email alerts before their save-by date so merchants aren't waiting indefinitely.
- Storefront & embed — List offers in /stores, share public offer pages, and embed the save widget on your site.
Example savings goals
Emergency fund72%
New laptop45%
School fees90%
Deni · IOU tracking
Record informal credit. Collect with confidence.
Deni turns “you owe me” into a trackable balance with a public pay link, optional acknowledgment, and reminders — including M-Pesa for guests without a wallet.
- Phone or email debtors — no account required to pay
- Adjust balances, dispute flow, and merchant webhooks
- Reminder frequency: manual, daily, weekly, or monthly
Example IOU
DENI-2026-0042
Remaining KES 12,500.00
Debtor receives SMS with pay + acknowledge links
Verified businesses before money moves
Checkout, WaaS, Lengo settlement, and withdrawals require a verified business (and owner KYC when enabled). Chama treasury wallets cannot be spent or sent to M-Pesa without official approvals. Gold and Platinum badges are admin-granted trust tiers on top of verification.
Platform status
CheckingAPI Status
Checking...
Database
Checking...
Response Time
...
Ready to accept payments you can explain?
Join businesses using Paysasa for secure collections, escrow-backed trade, and integrations that keep finance and product aligned.