Paysasa

Collect, protect, and pay out with clarity

Checkout, escrow, chama group savings, and bulk payouts in one platform — built for mobile-first commerce across Africa.

M-Pesa checkoutVerified merchantsGold & PlatinumEscrow

99.9%

Platform uptime target

24/7

Support when it matters

API-first

Integrate quickly

Product highlights

Everything you need to get paid and stay in control

Checkout, escrow, analytics, and APIs in one stack — so you spend less time reconciling and more time growing.

Flexible checkout

Wallet, card, mobile money, and bank transfer in one checkout experience.

Escrow protection

Hold funds until terms are met — safer outcomes for buyers and sellers alike.

Fast settlements

Move money to your wallet or account with fees you can explain to your team.

Business analytics

Revenue, transactions, and customer insights without exporting to spreadsheets first.

Security first

Encryption, fraud signals, and compliance-minded controls as you grow.

Gold & Platinum trust

Admin-granted badges for trusted businesses: immediate settlement, fee discounts, higher limits.

Wallet-as-a-Service

One master wallet, millions of virtual user accounts — STK checkout, PayBill, and webhooks included.

Trust badges for verified businesses

Every merchant must verify before taking payments. Gold and Platinum badges unlock faster settlement and partner-grade benefits for trusted brands.

Standard

Verified merchant

KYC and business verification complete. Money ops enabled with standard settlement timing.

  • Checkout after verification
  • Compliance gates on withdrawals
  • Normal settlement delay
Gold

No hold on checkout funds

For established shops and brands — funds settle immediately.

  • Immediate settlement
  • Verified required first
  • Review before grant
Platinum

Best commercial terms

Gold plus fee discounts, higher business withdrawal limits, and priority support.

  • Immediate settlement
  • Fee discount
  • Higher limits
  • Priority support

Payments that fit how Africa works

Collect with checkout, protect with escrow, run group savings with chama tools, and pay out at scale.

Collections

Mobile-first checkout

Wallet, M-Pesa STK, and hosted pay links your customers already understand.

Trust

Escrow & milestones

Hold funds until delivery or agreed checkpoints — fewer disputes, clearer releases.

Groups

Chama operations

Treasury wallets, member contributions, rotation rounds, and approval-based withdrawals.

Scale

Bulk & business payouts

Batch payroll and commissions from the business wallet you choose — validated before send.

Three steps to safer payments

From first payment to final payout — with escrow when trust needs a buffer.

01

Accept

Take payments via wallet, card, mobile money, or bank transfer — online or in person.

02

Secure

Use escrow for deals that need proof of delivery or milestone-based release.

03

Payout

Settle to wallet or bank with transparent fees and real-time status tracking.

Lengo · Save Now Buy Later

Help customers save first. Sell with confidence later.

Lengo turns big purchases into achievable goals with optional default durations, expiry reminders, and a public store directory for your offers.

  • Optional default durationSuggest 14–90 day saving windows per offer, or let customers choose their own deadline.
  • Customer remindersBuyers get email alerts before their save-by date so merchants aren't waiting indefinitely.
  • Storefront & embedList offers in /stores, share public offer pages, and embed the save widget on your site.
Explore Lengo

Example savings progress

Emergency fund72%
New equipment45%
School fees90%

Deni · IOU tracking

Keep informal credit clear and payable

Record who owes what, send reminders, and collect through the same payment rails your customers already use.

Start collecting

Typical flow

  1. Create a Deni record with amount and due date
  2. Share a payment link or send a reminder
  3. Mark settled when funds arrive

Start today

Ready to accept payments you can explain?

Join businesses using Paysasa for secure collections, escrow-backed trade, and integrations that keep finance and product aligned.

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API Status

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Paysasa logo

Fast, secure digital payments for modern businesses — with escrow and APIs when you need more than a button.

Frequently asked questions

Does Paysasa work for personal and business use?

Yes. Individuals use Paysasa for transfers and wallets; businesses add checkout, invoicing, bulk payouts, and team controls.

What are Gold and Platinum badges?

They are trust tiers on top of verification. Gold enables immediate checkout settlement for known brands. Platinum adds fee discounts, higher withdrawal limits, and priority support.

Can we integrate Paysasa into our product?

Yes. REST APIs and webhooks cover checkout, wallet actions, escrow events, and reconciliation-friendly updates.

© 2026 Paysasa. All rights reserved.

Built for trusted business payments across Africa.